Home Loans Made Easy Ruoff Mortgage is a HUD approved mortgage and insurance company servicing Indiana.  With over 25 years of experience, we make the process of securing a mortgage simple and straight-forward -- with no hidden costs and no surprises.   We understand that because every borrower is different, we offer a variety of products to meet your individual requirements such as conventional mortgages, flexible mortgages, FHA mortgages, VA mortgages, new construction mortgages, home equity loans, reverse mortgages and more.  Other services include home loan refinancing and debt consolidation, as well as independent insurance agent services offering homeowners insurance, auto insurance, and life insurance.   Our people are dedicated to the customers they serve. Contact us to let us find the right product for you or to get pre-approved.    New Ruoff Mortgage Company borrowers can take advantage of discounts on  products and services related to the moving process and home renovations through our